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3 Things You Need To Know When Planning Elder Care

Nov 7, 2017 | Resources for Families

If you were raised by baby boomers, if you are not in the throes of planning elder care, then you likely will be in the very near future. This aging population needs chronic care at a time when insurance companies are shying away from covering long-term care facilities in favor of family caregiving. Many in that age group would prefer to stay at home or with a family member as opposed to a nursing home or skilled care facility. Who could blame them?

This intersection of care coverage and care preferences from the patient puts their family right in the crosshairs of having to figure out how to meet the needs of mom and dad’s care along with their other family obligations. Brace yourself, it’s not easy as anyone can tell you! What it doesn’t have to be is impossible to manage.

Having some forethought and putting together a strategy goes a long way in easing the burden for the primary caregiver, as well as the one(s) they are caring for. There are a few things you can do now to make the transition from mom and dad’s independence to your home a lot less alarming. Planning elder care the right way means gathering information ahead of time and making it available for anyone who needs to access it when it’s needed.

Do These 3 Things When Planning Elder Care

Gathering the necessary paperwork will take the longest but it is the most necessary. If mom and dad suddenly become unable to communicate with you, you will need to know where this stuff is. Talk to your mom and dad about the realities of planning elder care and the need to get things in motion now, not when a medical emergency hits.

  • Insurance information
  • Medical records
  • Medication list
  • Banking information

Not only will you need their insurance information and be privy to their medical records and medications before you need them, having their banking information handy in case someone needs to access funds to assist with care will make life a lot easier on the family.

You Will Need To Get Answers To Some Tough Questions Ahead Of Time

Getting the pertinent information ahead of time is helpful. Gaining legal access to it is another thing. Your mom and dad should assign themselves a Healthcare Proxy if they haven’t already. This person will be the one in charge of making medical decisions in case mom and dad are not able to do it for themselves. They will need to be added to the list of authorized persons able to have access to their medical records as well. Talk to your mom and dad about setting this up with their primary care physician.

Next, someone should be assigned as Durable Power of Attorney. This person can make all non-medical decisions on behalf of your mom and dad should something happen and they are not able to do these things for themselves, namely have access to their bank accounts and be able to make financial decisions on their behalf. They can set up a Durable Power of Attorney with the same attorney who drafted their will. Speaking of which…if there is one, you should know where it is or what attorney has it for when the time comes.

None of these conversations are easy to have with aging family members. No one likes to think about themselves being incapacitated or deceased. Being able to help them help themselves is the best perspective to keep when having these conversations. You just want to make their care readily accessible and smooth. It will be if these tasks are handled before anyone needs them.

Where Do You Put All This Information For You And Other Family Members?

Introducing eCare Vault. The only cloud-based secure platform of its kind to effectively store, share and collaborate on all this information with your family and even mom and dad! They too can write notes to assist in recording their wishes for long term care and any other instructions they care to leave with the family regarding their care ahead of time and for anyone they would like to share the information with. It’s planning elder care in this century.

Anyone who can access a website or a smartphone app can use it. Would you like to be able to access all of mom and dad’s info right from your phone should a medical emergency hit? Of course you would. Care management for the busy, yet well-organized primary caregiver. What will you do? Get planning elder care now or deal with the chaos when the inevitable becomes reality?

 

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